An appraisal and a home inspection aren’t the same thing—and knowing the difference matters.

It’s an easy mix-up when you’re buying a home.

An appraisal focuses primarily on the property’s value and is commonly ordered by the lender as part of the mortgage process. A home inspection looks at the home’s physical condition—things like the roof, electrical system, plumbing, heating and cooling, and other visible components.

So, a home can appraise well and still have issues uncovered during an inspection. One helps answer “What is this property worth?” while the other helps you better understand “What am I buying?”

Knowing the difference before you make an offer can help you feel much more prepared for what happens next.

Thinking about buying a home in River Falls, Hudson, Ellsworth, Prescott, New Richmond, Roberts, Baldwin or Spring Valley? Have a real estate question you’ve been wondering about?

Ask Betty Most Agency. Sometimes understanding the process is the best place to start.

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Randy Baugher and Betty Most