Buying a home is probably the biggest financial commitment you’ll ever make.

But buying a home isn’t just a dollars-and-cents investment – it’s an investment in your life. To assist you in the process, Edina Realty has all the home buying products and services you need. And best of all, we’ll be with you every step of the way.

Step 1 | Choose A Realtor

A REALTOR® can assist you in the home buying process. To ensure it is someone you respect and trust, get referrals of names from friends and family.

Step 2 | Get Pre-Approved

Meet with a mortgage consultant and get pre-approved for a loan. Ask your REALTOR® to recommend a loan officer or contact Edina Realty Mortgage for the mortgage consultant nearest you.

Step 3 | Refine Your Focus

Detailing your housing needs, wants and budget will be helpful for both you and your REALTOR®. Ask your agent for worksheets or online tools to help narrow down your choices

Step 4 | View Properties

Start your home search on edinarealty.com. Once you find homes that meet your criteria, tour several of them in person so you can be comfortable with what’s on the market. Then make your selection.

Step 5 | Make An Offer 

If you know you’ve found the right property, you may need to act fast depending on market conditions. Trust your REALTOR® to prepare and present your offer to the seller in the best possible light.

Step 6 | Negotiate Terms

Counter-offers are common in real estate. Be prepared to be a little flexible on price, closing date, appliances or repairs.

Step 7 | Get An Inspection

This is your best chance to have your property’s systems and structure evaluated. An experienced, outside professional is worth every penny. And you may want to add a home warranty to cover appliances and systems that could break down up to a year after you close.

Step 8 | Do A Walk-through

Shortly before closing, do a final walk-through of the house to make sure everything you thought was included in the purchase agreement has remained on the property.

Step 9 | Initiate A Wire Transfer

For your security all funds due at closing must be in the form of a wire. So funds arrive in time for closing, please initiate wires at least 24 hours prior to your closing time. If you are obtaining financing your loan officer can give you an approximate amount needed for closing. We will refund any overage.

Step 10 | Close

At closing you will review and sign the relevant closing papers that will be notarized by your closer, the keys are passed to you and the house is yours!

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